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Defeating Debt
The average American household is drowning in debt. Statistics tell us that the average household carries $15,310 in credit card debt and $132,086 in total debt. The average household is also paying an average of $6,658 per year, which works out to be about 9% of the average household income of $75,591. Debt has overwhelmed our culture
This site is dedicated to helping you "Defeat Debt" before it overcomes you. Scroll through our "3 Steps of Defeating Debt" and the articles provided.

3 Steps of Defeating Debt

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Step One
​"Plan"

Free Resources and Articles
Learn More
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Step Two
​"Prevent"

Content Coming Soon
Learn More
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Step Three
​"Prosper"

Methods to Help You Prosper
Learn More

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26 Week Challenge
File Size: 623 kb
File Type: pdf
Download File

Penny Challenge
File Size: 992 kb
File Type: pdf
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52 Week Challenge
File Size: 329 kb
File Type: pdf
Download File

© Dr. Timothy R. Lueking       October 2025
Contact Me
  • FOCUS Bible Study Journal
  • DONATE
  • Resources
    • Sermon Resources >
      • Sermon Videos
      • Sermon Outlines
      • Study Guides/Articles
    • 7 Life Lessons Success
    • Leadership Toolbox
    • Debt Free Living
    • Resources to Print and Share >
      • BE INSPIRED
    • Video Devotions
    • Bible Studies
    • Publications
  • THE LEGACY PROJECT
  • About Us
    • ReStart Ministries
    • My Story
  • BLOG
  • Contact Us
  • My Spiritual Journey